Home equity calculator

Estimate your available home equity and how much you might borrow, based on your home's value, your mortgage balance, and a lender's maximum loan-to-value.

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Frequently asked questions

How much home equity can I borrow?

Lenders typically let you borrow up to 80–90% of your home's value minus your mortgage balance. Credit unions often offer competitive HELOC rates.

Estimates are for illustration only and assume monthly compounding; actual terms vary by credit union. Not financial advice.