How much house can I afford?
Estimate a comfortable home price from your income, existing debts, and down payment, using a standard debt-to-income limit. A lower rate stretches your budget further.
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Frequently asked questions
How much of my income should go to a mortgage?
Lenders often cap total debt around 36–43% of gross monthly income. This calculator uses your chosen debt-to-income limit to estimate an affordable price.
Estimates are for illustration only and assume monthly compounding; actual terms vary by credit union. Not financial advice.