Highest APY first
Best credit union money market rates
A money market account pairs a higher APY with check-writing or debit access, so your savings keep earning without being locked away. Compare the top credit union money market rates below.
High-Yield SavingsMoney MarketRewards Checking1-Year CD5-Year CDAuto Loan30-Year MortgageHELOCPersonal LoanCredit Card
Top rate
1.00%
Median
1.00%
Credit unions
1
| # | Credit union | APY | Min | As of | |
|---|---|---|---|---|---|
| 1 | FD COMMUNITY Waterbury, CT | 1.00% | — | 8/30/2026 | View → |
Rates are published by each credit union and may not reflect the latest offer or your eligibility. Confirm current terms on the credit union's page before applying.
Frequently asked questions
How is a money market account different from savings?
A money market account usually pays a higher APY in exchange for a larger minimum balance, and often adds check-writing or debit access that a basic share savings account doesn't include.
Are money market accounts insured?
Yes. At a federally insured credit union, money market deposits are covered by the NCUA up to $250,000 per account — the same protection savings accounts get.